When you take out a business loan, you’re not just borrowing money — you’re also committing to repay that money with interest. And that interest rate can make a huge difference in the total cost of your loan. One of the first decisions you’ll face is whether to go with a fixed or variable interest…
Starting a business takes more than a great idea. It takes capital — and for most startups, that means securing a business loan. The challenge? Lenders view new businesses as higher risk, which means finding the right loan partner is critical. The good news: In 2025, there are more funding options for startups than ever…
For many entrepreneurs, a business loan is more than just cash; it’s the fuel that powers growth. But loan applications can be tricky. Even profitable, well-run businesses get turned down or pay more than they should simply because of avoidable missteps during the process. This guide walks you through the most common mistakes small-business owners…
Expansion is often a sign of business success. It means you’ve proven your model, built a customer base, and see opportunities for more growth. But expanding too quickly — or without a solid plan — can be risky. A business loan can provide the capital to fund that growth, but if misused, it can also…
When it comes to financing your business, not all loans are created equal. Two of the most common funding options available today are business lines of credit and term loans. Both can provide valuable capital — but they work differently, and choosing the wrong one could cost your company time, money, and flexibility. This guide…
For small businesses in the United States, finding affordable financing can be challenging. Many owners struggle to qualify for traditional bank loans, while alternative lenders sometimes charge high interest rates that can strain cash flow. That’s where SBA loans come in — a government-backed lending option designed specifically to help small businesses grow. If you’re…